The following Terms and Conditions apply to the use of this Web site as well as all transactions conducted through the site.

  • Legal Notice
  • All notices from Mortgage V.P. to You may be posted on our Web site and will be deemed delivered within thirty (30) days after posting. Notices from You to Mortgage V.P. shall be made either by e-mail, sent to the address we provide on our Web site, or first class mail to our address at:


    Delivery shall be deemed to have been made by You to Mortgage V.P. five (5) days after the date sent.


  • Copyright
  • All content appearing on this Web site is the property of:

    Mortgage V.P.

    Copyright © 2009-2010 Mortgage V.P. All rights reserved. As a user, you are authorized only to view, copy, print, and distribute documents on this Web site so long as (1) the document is used for informational purposes only, and (2) any copy of the document (or portion thereof) includes the following copyright notice: Copyright © 2009-2010 Mortgage V.P. All rights reserved.


  • Trademarks
  • All brand, product, service, and process names appearing on this Web site are trademarks of their respective holders. Reference to or use of a product, service, or process does not imply recommendation, approval, affiliation, or sponsorship of that product, service, or process by Mortgage V.P.. Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, copyright, trademark, or other intellectual property right of Mortgage V.P. or any third party, except as expressly granted herein.


  • Privacy Policy
  • Mortgage V.P. use of personal information that you may submit to Mortgage V.P. through this Web site is governed by the Mortgage V.P. Privacy Policy.


  • Shipping & Delivery
  • At this time, Mortgage V.P. ships merchandise to locations within the United States only. The risk of loss and title for all merchandise ordered on this Web site pass to you when the merchandise is delivered to the shipping carrier. Ebook orders are not considered shipped items and this policy does not apply to Ebook purchases.


  • Sales Tax
  • Mortgage V.P. charges sales tax for merchandise ordered on this Web site and shipped to Indiana (7.00%).


  • Return Policy

  • You may purchase merchandise from this Web site by using any one of the payment options listed in (link to Payment Options). Mortgage V.P. reserves the right to change its payment procedures at any time without prior notice to you.

    Every product comes with our 100% satisfaction guarantee. If you are not happy after initial inspection with quality, materials, or workmanship, Please fill out an RMA request within 10 days to have your order returned. A 15% restocking fee will be charged for all non-defective returns. Shipping must be prepaid to the supplier. The supplier may cancel an RMA request if enough notes are not provided. They need details of the damage or defectiveness of the products being returned. Please provide as much detail as possible for returns. If the item is returned 30 days after you receive the RMA number, a 30% restock will be charged. Note: All returns are for credit only.